Tenvo vs Stripe — Tennis Club Payment Cost Calculator

Card — today

Stripe (card networks)

1.70% + $0.30 per payment

A percentage of every payment plus a fixed amount. Best for casual, one-off payments and non-members.

Tenvo — proposed

Tenvo (bank network / NPP)

$0.50 flat per payment

A small flat fee, no card-network charges. Best for members and regulars: memberships, coaching, standing bookings.

Assumptions — edit these

Stripe rate (%)

Stripe fixed fee ($)

Tenvo fee — flat ($)

Tenvo fee — extra (%)

Add 10% GST to both fees

Stripe’s Australian standard pricing is 1.70% + A$0.30 (ex-GST). Tenvo settles over the PayTo / NPP bank rail; the Tenvo fee is an illustrative price the joint venture would set — defaults to a flat 50c with no percentage. All results are illustrative, not a quote.

1 · Membership (per member, per year)

Membership fee ($)

Billed

Payments per year	12
Stripe fees / year	$0.00
Tenvo fees / year	$0.00

Saved per member / year$0.00

2 · Court bookings (per member, per year)

Booking fee ($)

Sessions / week

Weeks / year

Bookings per year	40
Spend per year	$0
Stripe fees / year	$0.00
Tenvo fees / year	$0.00

Saved per member / year$0.00

3 · Whole club (per year)

Members

Court bookings / year (all)

Average booking value ($)

Membership uses the model in card 1; bookings use the average value here.

Stripe fees / year	$0
Tenvo fees / year	$0

Club saving / year$0

4 · Across the network (per year)

Members (national)

Court bookings / year (national)

Average booking value ($)

Tennis Australia cites ~300,000 club members and ~2,300 venues. Membership uses card 1; bookings optional.

Stripe fees / year	$0
Tenvo fees / year	$0

Network saving / year$0

Headline — network saving / year (current inputs) $0

Illustrative only — not a quote. Figures compare Stripe’s published Australian card pricing with an assumed flat Tenvo fee the joint venture would set. They exclude GST unless toggled, assume payments are currently taken by card through ClubSpark, and ignore failed-payment, refund and onboarding handling. Tenvo suits members and regulars; casual one-off bookings are better left on cards, so a real club would run both rails. Savings accrue to clubs (or, until 1 October 2026, to members where clubs currently surcharge).